What to select
Enter take-home salary and commitments to estimate a home range and compare published rates against a selected payment limit, or calculate a specific repayment.
Malaysia Bank Loan Rate & Loan Calculator
Estimate a home budget from salary, compare payment-compatible Malaysian bank rates, and calculate repayments.
We use reasonable safeguards to help protect your files and information while you use the service.
1 · Find your affordable home range
Affordable home price and payment-compatible rates
Estimate a housing-payment budget from take-home income, then compare current home-loan and home-financing rates that fit it.
Your monthly finances
Use income after EPF, SOCSO, tax and other deductions.
Have a home price in mind?
Optional — leave this empty to see your estimated range first.
Adjust calculation assumptionsCurrently: 40% DSR · 10% down · 30 years
The default 40% DSR is a planning assumption, not a bank rule. Read the PIDM DSR guide. Banks may offer a shorter tenure based on age and lending criteria.
Your estimated home budgetNo matching published rates
Housing payment budgetRM 1,500 / month
Next stepAdd a target price to check it
Compare payment estimates
Home loans within your estimated budget
0 published products match the current filters.
Filter and sort results
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Only rates manually checked within the last 30 days are included. Matching means the estimated payment is within your selected limit; it does not assess age, credit history, employment, property, product eligibility or bank-specific approval rules. Estimates exclude stamp duty, legal and valuation fees, insurance/takaful, maintenance, taxes and future rate changes. Product eligibility, financing margin and approval remain subject to each bank's assessment.
3 · Browse every published rate
Latest successfully verified published bank rates
Only rates manually checked within the last 30days are shown. Rate types remain separate so unlike rates are not presented as equivalent.
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Supported formats
Arithmetic expressions, percentages, powers, square roots, numbers, calendar dates, clock times and common measurement units.
Limits and safety
Standard calculations are limited to 256 characters. Results use JavaScript floating-point arithmetic; verify financial, legal or time-sensitive decisions independently.
Frequently asked questions
Are my calculation values saved?
No. Calculator inputs and results stay in this browser tab.
Can I rely on these results professionally?
Use them as general estimates. Lenders, billing systems, calendars and rounding rules may produce different results.